Payment methods

The following payment methods are available at the Lumoava online shop:
•Credit cards (Visa, MasterCard, American Express) and Online banks (Danske Bank, Nordea, Aktia, OP, Säästöpankki, S-Pankki, POP Pankki, Ålandsbanken, Handelsbanken, OmaSäästöpankki) via Paytrail
In addition, the following options are available for customers in Finland:
•Collector invoice or installation payments
• Klarna invoices (Pay Later/Slice It)
You are transferred to the website of the payment transfer service provider by clicking “submit order”.
The payment transfer service and payment service provider is Paytrail Oyj (2122839-7) in collaboration with Finnish banks and credit institutions. Paytrail Plc is visible as the recipient for the payment on your bank statement or credit card bill will transfer the payment to the seller. Paytrail Plc is authorised to operate as a payment institution. In case of a complaint, we ask you to primarily contact the product supplier.
In questions concerning payment, you may contact Paytrail.
Paytrail Plc
Business ID: 2122839-7
Innova 2, Lutakonaukio 7
40100 Jyväskylä
Telephone: +358 207 181830
If you have any complaints, please primarily contact the customer service of the Lumoava Online Shop at

If you are in Finland and opt for the Klarna invoice or installation payment service
You will have access to Klarna’s Pay It and Slice It services. By selecting Klarna’s invoice or installation payment service, you accept the terms and conditions of Klarna Bank AB (556737-0431, Sveavägen 46, 11134 Stockholm), which are included in the payment section. If you have any questions concerning paying for your order, we kindly ask you to directly contact Klarna’s customer services. The contact information of Klarna’s customer services, customer account and other useful information is available at